Commercial Property Loan in Mohali — Bank List & LTV
STJ Group projects are loan-eligible across all leading banks. Here's the framework on LTV, tenure and rate.
LTV & tenure
Commercial property loans typically fund 60–70% LTV over 10–15 year tenure, at rates 100–150 bps above home loan benchmark. Pre-leased assets get better LTV.
Bank panel
- SBI
- HDFC
- ICICI
- Axis Bank
- PNB
- Bajaj Finserv
- Tata Capital
- LIC HFL
How to move fast
Our in-house financing desk pre-arranges valuation, sanction and disbursement. Typical sanction turnaround: 15–25 days.
Your questions, answered
Are these properties RERA approved?+
Yes — all STJ Group projects covered in this guide are RERA registered (PBRERA-SAS81-PC0068) and GMADA approved.
How can I schedule a site visit?+
Call +91 97797 99705 or WhatsApp our team. We arrange chauffeured site visits across all Aerocity and Mohali City Centre projects.
Do you support NRI transactions?+
Yes — we handle NRI documentation, PoA, remote booking, remote site visits and post-handover management.
Is bank financing available?+
All leading banks and NBFCs including SBI, HDFC, ICICI, Axis, PNB and Bajaj Finserv finance STJ Group properties.
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Speak with the STJ Group investment desk
Get the latest price list, payment plan, floor plan and ongoing offers on WhatsApp instantly. Call +91 97797 99705 or drop us a message.