Mohali Citi Centre — Business. Growth. Connectivity.
Asset Class Comparison

Commercial vs Residential Investment in Mohali

Both work — but for different objectives. Here's how commercial and residential compare on yield, appreciation, tax and liquidity in the Mohali market.

Yield

Commercial Aerocity: 5.5–7%. Residential Mohali: 2–3.5%. Commercial delivers 2× the rental cash flow on comparable ticket sizes.

Appreciation

Commercial Aerocity (2018–2026): 60–90%. Residential Mohali same period: 35–60%. Commercial has outperformed on both yield and appreciation.

Tax & liquidity

Commercial rental income is taxable but supports GST offset and depreciation. Residential enjoys the SOP tax exemption. Commercial resale liquidity is stronger in delivered validated corridors like Mohali City Centre 1.

Frequently Asked Questions

Your questions, answered

Are these properties RERA approved?+

Yes — all STJ Group projects covered in this guide are RERA registered (PBRERA-SAS81-PC0068) and GMADA approved.

How can I schedule a site visit?+

Call +91 97797 99705 or WhatsApp our team. We arrange chauffeured site visits across all Aerocity and Mohali City Centre projects.

Do you support NRI transactions?+

Yes — we handle NRI documentation, PoA, remote booking, remote site visits and post-handover management.

Is bank financing available?+

All leading banks and NBFCs including SBI, HDFC, ICICI, Axis, PNB and Bajaj Finserv finance STJ Group properties.

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Talk to Us

Speak with the STJ Group investment desk

Get the latest price list, payment plan, floor plan and ongoing offers on WhatsApp instantly. Call +91 97797 99705 or drop us a message.