Buying Commercial Property at Mohali City Centre — Complete Guide
A practical, step-by-step guide to buying commercial property at Mohali City Centre — with the documentation, checks and payment options investors typically ask about first.
Step-by-step buying process
1) Shortlist unit type and phase — SCO, showroom, retail bay or office. 2) Site visit and floor-plate review. 3) Booking amount (typically 10%) with cheque or wire. 4) Allotment letter and sale-agreement signing. 5) Payment-plan execution against construction milestones. 6) Registration at possession.
Documents required
- PAN & Aadhaar
- Address proof
- 6 months' bank statement
- ITRs (for loan applicants)
- Photograph and KYC of co-applicant (if any)
RERA and legal checks
Verify RERA registration (PBRERA-SAS81-PC0068), GMADA approval letter, sanctioned plan and title-search report. Every STJ Group project passes all four checks — request the documentation pack before signing.
Payment plans
- Down-payment plan (with rebate)
- Construction-linked plan
- Possession-linked plan
- Subvention (project-specific)
Your questions, answered
Is the title clear?+
All Mohali City Centre land is GMADA-auctioned commercial land with clear titles. STJ Group operates debt-free; no unit is mortgaged to a lender at the developer level.
What documents do I need at booking?+
PAN, Aadhaar, address proof, one recent bank statement and the booking cheque. Loan applicants also submit ITRs, salary slips or business financials as applicable.
Are the Mohali City Centre projects RERA registered?+
Yes — every STJ Group development referenced on this page is RERA registered (PBRERA-SAS81-PC0068) and GMADA approved. Full documentation is shared before any booking.
How do I schedule a site visit?+
Call +91 97797 99705 or WhatsApp our leasing/investment desk. We arrange chauffeured walk-throughs across Mohali City Centre 1, 2, 3, 4, 5, Avenue, Walk and Square in a single visit.
Can NRIs buy or lease here?+
Yes. NRIs regularly buy and lease at Mohali City Centre under standard RBI rules. We support remote bookings, video walk-throughs, PoA documentation and repatriation guidance.
Is bank financing available?+
All leading banks and NBFCs — SBI, HDFC, ICICI, Axis, PNB, Bajaj Finserv — finance Mohali City Centre commercial and residential assets. LTVs and interest rates depend on the unit type and buyer profile.
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Speak with the STJ Group investment desk
Get the latest price list, payment plan, floor plan and ongoing offers on WhatsApp instantly. Call +91 97797 99705 or drop us a message.