SCO Plots vs Builder Floor — Which Should You Choose in Mohali?
SCO plots and ready builder floors serve different investor profiles. Both are available in and around Mohali City Centre.
Ownership structure
SCO plot = you own the land plus the structure you build on it, with GMADA-sanctioned FAR (G+3 or G+4). Builder floor = you own a specific floor of a developer-built structure, with common-area rights.
Flexibility
SCO plots give you construction-timing control, build-to-suit spec flexibility, and full-vertical control of tenant mix. Builder floors trade that flexibility for zero construction execution risk.
Rental yield vs appreciation
SCO plots typically deliver higher land-appreciation but require capex to unlock rental cash flow. Builder floors deliver immediate cash flow but slightly lower land-linked appreciation.
Your questions, answered
Are the Mohali City Centre projects RERA registered?+
Yes — every STJ Group development referenced on this page is RERA registered (PBRERA-SAS81-PC0068) and GMADA approved. Full documentation is shared before any booking.
How do I schedule a site visit?+
Call +91 97797 99705 or WhatsApp our leasing/investment desk. We arrange chauffeured walk-throughs across Mohali City Centre 1, 2, 3, 4, 5, Avenue, Walk and Square in a single visit.
Can NRIs buy or lease here?+
Yes. NRIs regularly buy and lease at Mohali City Centre under standard RBI rules. We support remote bookings, video walk-throughs, PoA documentation and repatriation guidance.
Is bank financing available?+
All leading banks and NBFCs — SBI, HDFC, ICICI, Axis, PNB, Bajaj Finserv — finance Mohali City Centre commercial and residential assets. LTVs and interest rates depend on the unit type and buyer profile.
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Speak with the STJ Group investment desk
Get the latest price list, payment plan, floor plan and ongoing offers on WhatsApp instantly. Call +91 97797 99705 or drop us a message.
Disclaimer: Prices, sizes, rental yields, appreciation figures and timelines on this page are indicative market estimates compiled from publicly available corridor data and STJ Group sales records, and are subject to change without notice. They are not an offer, a contract, or a promise of assured or guaranteed returns. Please verify all commercial, legal and RERA details with our team and your own advisors before taking any investment decision.