SCO Plots vs Builder Floor — Which Should You Choose in Mohali?
SCO plots and ready builder floors serve different investor profiles. Both are available in and around Mohali City Centre.
Ownership structure
SCO plot = you own the land plus the structure you build on it, with GMADA-sanctioned FAR (G+3 or G+4). Builder floor = you own a specific floor of a developer-built structure, with common-area rights.
Flexibility
SCO plots give you construction-timing control, build-to-suit spec flexibility, and full-vertical control of tenant mix. Builder floors trade that flexibility for zero construction execution risk.
Rental yield vs appreciation
SCO plots typically deliver higher land-appreciation but require capex to unlock rental cash flow. Builder floors deliver immediate cash flow but slightly lower land-linked appreciation.
Your questions, answered
Are the Mohali City Centre projects RERA registered?+
Yes — every STJ Group development referenced on this page is RERA registered (PBRERA-SAS81-PC0068) and GMADA approved. Full documentation is shared before any booking.
How do I schedule a site visit?+
Call +91 97797 99705 or WhatsApp our leasing/investment desk. We arrange chauffeured walk-throughs across Mohali City Centre 1, 2, 3, 4, 5, Avenue, Walk and Square in a single visit.
Can NRIs buy or lease here?+
Yes. NRIs regularly buy and lease at Mohali City Centre under standard RBI rules. We support remote bookings, video walk-throughs, PoA documentation and repatriation guidance.
Is bank financing available?+
All leading banks and NBFCs — SBI, HDFC, ICICI, Axis, PNB, Bajaj Finserv — finance Mohali City Centre commercial and residential assets. LTVs and interest rates depend on the unit type and buyer profile.
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Speak with the STJ Group investment desk
Get the latest price list, payment plan, floor plan and ongoing offers on WhatsApp instantly. Call +91 97797 99705 or drop us a message.