First-Time Commercial Investor's Guide — Mohali City Centre

Common mistakes to avoid

• Buying on projected rent instead of stabilised comparables
• Ignoring the fit-out contribution and rent-free periods in yield math
• Underestimating registration, GST and legal fees at closing
• Skipping the RERA and title-search verification
• Choosing a floor-plate the incoming tenant category can't actually use

How much capital do you need

Entry tickets in the Mohali City Centre ecosystem start below ₹2 crore for bay shops and scale up to ₹15+ crore for flagship SCO-showrooms. Down-payment plans typically require 25%–35% at booking and allotment stage.

Choosing the right unit type

For rental-income-first: ground-floor SCO or pre-leased retail. For capital-appreciation-first: pre-launch flagship formats with a 3–5 year holding thesis. Match unit type to your primary goal before comparing prices.