STJ GroupMohali City Centre
Investment

Commercial Property on Airport Road: 5-Year ROI Analysis

Crunch the numbers on a 5-year hold of Airport Road commercial.

Assumptions

Entry price ₹2 Cr, gross rental yield 6% per annum, capital appreciation 10% per annum, 30% loan at 9.5% interest, 5-year hold.

Cash flow

Year 1 rental ₹12 L — net of interest and maintenance ~₹2-3 L positive cash flow. Yield grows ~5-7% per annum on rental escalations.

Capital

₹2 Cr → ₹3.22 Cr over 5 years at 10% CAGR — capital gain ₹1.22 Cr.

Total return

Combined rental cash flow + capital gain typically delivers a 15-20% IRR on equity over a 5-year hold — competitive with strongest real estate markets in India.

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